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5 Best General Insurance Brokers That You Need To Focus [2021]

General Insurance brokers in india 2020

Are you looking for top general insurance brokers in India for 2021?

That’s because you might be planning to buy a new car insurance policy. Moreover, you may simply want to renew your existing general health insurance policy.

Read also:

5 Best Health Insurance Policy That Make Your Life Better

Office Insurance Policy: 7 Key Things You Should Know     

If you’re not happy with the services of your current general insurance company, then don’t worry.

I compiled a list of top 5 general insurance brokers in India that you may count on.

New India Assurance – General Insurance Brokers

New India Assurance is one of the largest general insurance brokers in India. It operates globally and having its footprints in nearly 28 countries.

Moreover, it has been operating for over 40 years in the non-life insurance business. Presently you may find their offices in almost all major cities.

They are serving from over 2400 offices along with 1300+ micro offices.

You can avail of New India Assurance services in motor, health, travel, rural and marine.

It has been leading the market as one of the best insurance companies in India having an 85.66 percent claim settlement ratio.

Oriental Insurance Company

Oriental is one of the top general insurance brokers in India for 2020. It offers you wide insurance plans through its large network of 31 regional offices.

Moreover, Oriental insurance has 1800+ operational branches across India. You can avail of the benefits of a huge number of cashless garages.

Apart from India, it also operates in countries like Kuwait, Nepal, and Dubai.

You can avail of various insurance plans that include motor insurance, health insurance policy, travel insurance, and fire insurance.

Furthermore, it also provides you with a shopkeeper’s policy, householder policy, and personal accident insurance. If you are a farmer then you can opt for Pradhan Mantri Fasal Bima Yojna to insure your crop.

Oriental insurance has a very good claim settlement ratio of 85.39 percent.

ICICI Lombard General Insurance Company

ICICI Lombard is one of the best private general insurance companies in India.

Its general insurance policy secures you and your family against any unwanted events. Whether you reside in rural or urban areas, you can avail of every protection solution.

ICICI Lombard helps you to secure your business, personal, and any project liabilities from natural calamities or because of any third party damage.

Moreover, you can also avail of cashless repair throughout a wide network of garages across India.

It has a very good claim settlement ratio of 90.00 percent.

United India Insurance

United India Insurance is yet another top PSU general insurance company in India. It provides you awesome insurance solutions from more than 1300 offices with the help of 18000+ employees.

You can avail of a wide range of insurance products from United Insurance like Motor, Health, Travel, and others.

Apart from that, you can also buy fire insurance, marine insurance, liability insurance, industrial insurance, and more.

Moreover, it has the highest claim settlement ratio of 94.38 percent.

HDFC ERGO Non-Life Insurance Company

HDFC ERGO is one of the top private General Insurance brokers in India. It has more than 100 branch offices all over India that serve you with various non-life insurance products.

You will get awesome 24×7 assistance throughout the entire year. Moreover, it also offers you a cashless claim settlement service with the help of more than 4800 authorized service partners.

HDFC ERGO’s claim settlement ratio is around 74.36 percent which is also industry standard. So, if you’re willing to insure your health or car, then you can opt for it.

Growth of Non-Life Insurers in 2018-19

You may find many general insurance brokers in India which I have listed them out as per their market share.

Best General Insurance Brokers That You Need To Focus


In a country like India, diversity always takes the lead. How can there be no variety in terms of selecting the highest best general insurance companies?

There are a plethora of motor insurance companies in India that you can choose. You can consider a variety of things like claim settlement ratio, coverage, cashless garage network, benefits, and far more.

Picking the proper non-life insurance could be a matter of great concern for you. As per the automobiles Act 1988, it’s mandatory for all automobile owners to possess a minimum of a third-party motor insurance cover.

Choosing the highest automobile insurance company is equally stressful as buying the simplest car for the primary time.

Sometimes you tend to shop for automobile insurance from an insurer that confuses you, which successively, can cause a severe problem.

I hope the above list of top general insurance brokers might help you to make an informed decision.

If you like this post, then like and share it on your social networks. You can comment below if you want to add something that might help others to select an insurance policy.


Published on: 30 Jan 2020

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