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9 Best Personal Loan App To Get Instant Cash

Best Instant Personal Loan App

Are you in need of instant loans without any hassle? Well, you can try a personal loan app which is a very fast way of approving a loan.

Moreover, these apps provide you with a hassle-free and paperless way of getting your online cash loan approved.

You can quickly and very easily fulfil your urgent cash requirements.

So if you’re looking to apply for instant personal loans, you’ll really enjoy this list of best personal loan app.

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Indiabulls Dhani Personal Loan App

Indiabulls Dhani personal loan app lets you grant loans ranging from Rs. 1,000 to Rs. 15 Lakhs. Moreover, you’ll receive the approved loan amount in your bank account instantly.

You can avail Indiabulls Dhani personal loans starting at 11.99% p.a. as an interest rate.

Furthermore, there are zero pre-payment charges for loans up to Rs. 20,000.  That means you don’t need to pay any pre-payment charges if you want to settle the loan before tenure.


Using PaySense personal loan app, you can avail loans from Rs. 5000 to Rs. 5 Lakhs.

Its interest rate is in between 1.4% to 2.3% per month. However, you have to pay an additional 4% charge on the principal outstanding amount as a pre-payment charge.

PaySense also charges a processing fee of up to 2.5% of the loan amount. Moreover, you can request for your loan foreclosure only after successful payment of first 3 EMIs.


MoneyTap imposes an interest rate from 13% to 18% annually on your loan amount. The interest rate actually depends on your credit score.

Your credit score gets affected because of your repayment record, defaults, and bounced cheques.

With MoneyTap Personal Loan 2.0, you can pay interest only on the amount you use and not on your entire approved limit.

You can borrow from Rs. 3000 to Rs. 5 Lakhs from MoneyTap personal loan app.

Furthermore, it also allows you to repay your entire outstanding amount or part of your loan amount before loan tenure.


Cr.edy allows you to avail personal loan up to Rs. 1 Lakh and the interest rate is in between 1% to 1.5% per month.

You need to pay 3% as processing fees on the loan amount and 2% as pre-payment charge on outstanding amount.


Indialends is yet another fintech firm that partners with different banks and NBFCs. The interest rate will be between 10.75% to 35% annually which depends on your required loan amount and credit score.

You can avail loan from Rs. 15,000 to Rs. 50 Lakhs. However, you need to pay the processing fees and pre-closure charge which may vary from bank to bank.


CASHe runs on complete automation and no personal intervention required. You can apply for a loan amount from Rs. 5,000 to Rs. 2 Lakhs.

It charges you 2.5% per month flat fee as processing fee for the 180-day loan and the interest rate is 1.5% per month.


KreditBee personal loan app also provides you with an unsecured instant consumer loan. It means you don’t require to deposit any security or collateral to avail a personal loan.

Moreover, you can spend the loan as per your needs like travel, medical emergencies, asset purchase and others.

KreditBee offers you instant personal loans up to Rs. 1 Lakh at a very competitive interest rate of 10.99% to 18% per annum.


MoneyView offers you an instant and paperless personal loan of up to Rs. 5 Lakhs. The MoneyView personal loan app is completely online and no physical documents needed.

However, it charges you an interest rate around 1.33% to 2% and the processing fee is also below 4%.


HomeCredit lends you up to Rs. 2.4 Lakhs at a very competitive rate. The rate of interest may vary from 2% to 3.5%.

It allows you to get instant cash without meeting any people and without any hassles. Moreover, you can pay your outstanding loan amount before tenure also. However, the lock-in period is 6 months to pre-payment.

As of now, I did not require any personal loan and so I haven’t used the personal loan app.

If any of you used these apps to get instant cash, then comments below with your views.

You may get many apps online and if you don’t find your favourite one on the list, then let me know.

I will update this list with your favourite personal loan app.

If you like this post then do share it on your social network.


Published on: July 25, 2019

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